This Privacy Policy applies to the Smart Expense Tracker mobile application, together with any related services operated by GKInnovations (collectively, the "Application"). GKInnovations is referred to in this Privacy Policy as the "Service Provider".
The Application is designed to help users record, organize, and understand their personal expenses and financial activity. Most information entered into the Application is stored locally on the user's device.
The Application may collect certain technical information automatically when you download and use it. This information may include:
The Application may allow you to enter information such as:
This information is primarily stored locally on your device and is used to provide the features and functionality of the Application.
GKInnovations does not sell, rent, or otherwise share your manually entered financial information with advertisers or other third parties.
The Application may provide receipt scanning or optical character recognition (OCR) functionality to help users enter expense information.
When you choose to use this functionality, the Application may access images selected or captured by you for the purpose of extracting relevant information such as merchant names, amounts, dates, or other receipt details.
Receipt images and extracted information are not used by GKInnovations for advertising or sold to third parties. Where processing is performed locally on the device, the corresponding information remains on your device unless you explicitly use a feature that requires external processing.
The Application may provide smart features such as natural language expense entry, category suggestions, spending insights, or other intelligent assistance.
These features are intended to help organize and understand information entered into the Application. Any automated suggestions or insights are provided for informational and organizational purposes only.
The Application does not provide financial, investment, tax, legal, or professional financial advice. Users should make independent decisions and consult an appropriately qualified professional when necessary.
The Application or its third-party SDKs may use advertising identifiers, SDKs, cookies, pixels, and similar technologies to provide functionality, measure performance, display advertisements, and improve the user experience.
Where required by applicable law, the Service Provider will obtain consent before using non-essential tracking technologies.
Depending on your location, you may have the right to:
To exercise these rights, contact the Service Provider at support.gktech@gmail.com .
If you are a California resident, you may have the right to know what personal information is collected, request deletion of personal information, opt out of the sale or sharing of personal information (if applicable), and receive equal service regardless of exercising your privacy rights.
GKInnovations does not sell your manually entered financial information.
To exercise applicable privacy rights, contact the Service Provider at support.gktech@gmail.com .
The Application may allow you to create and manage financial records, including transactions, categories, budgets, financial goals, notes, and preferences.
This information is primarily stored locally on your device and is used solely to provide the functionality of the Application.
The Application is designed with a local-first approach. Expense records, budgets, categories, preferences, and related application data are primarily stored on your device.
GKInnovations does not operate a cloud database for storing your personal expense records unless explicitly stated in a future version of the Application.
You are responsible for maintaining the security of your device and any backups of your data.
The Application may use trusted third-party services and SDKs to provide advertising, application functionality, diagnostics, analytics, or other services.
Examples may include:
These third-party providers may collect certain information according to their own privacy policies and applicable laws.
The Application may display advertisements provided by third-party advertising services.
Advertising providers may use advertising identifiers, device information, approximate location, app interaction information, and other permitted information to provide, measure, and improve advertisements, subject to applicable privacy requirements and user choices.
Your manually entered expense, income, budget, and transaction records are not provided to advertisers by GKInnovations for advertising purposes.
The Service Provider may disclose information to third parties only when reasonably necessary to operate, maintain, secure, or improve the Application, or when required by law.
The Service Provider may disclose information:
The Service Provider or its third-party providers may process technical, diagnostic, advertising, or other applicable data in countries outside your country of residence.
Where required by applicable law, appropriate safeguards such as Standard Contractual Clauses (SCCs), adequacy decisions, or other legally recognized transfer mechanisms will be used.
If the Application provides reminders, alerts, or other notification features, it may request notification permission from you.
Notification preferences and schedules are primarily stored locally on your device.
The Application may provide functionality to export, manage, or delete your financial records.
If you delete your financial records or uninstall the Application, locally stored information may be permanently removed from the device unless it has been separately backed up by you or retained by a third-party service for a purpose described in its applicable privacy policy.
If you wish to request deletion of any personal information held by the Service Provider, please contact: support.gktech@gmail.com .
You may stop the collection of information by uninstalling the Application.
You may also manage certain advertising and privacy settings through your Android device and Google account settings, where applicable.
The Service Provider retains information only for as long as necessary for the purposes described in this Privacy Policy.
The Application is not intended for children under the age of 16, or a higher age where required by applicable law.
The Service Provider does not knowingly collect personal information from children.
If you believe that a child has provided personal information, please contact the Service Provider at support.gktech@gmail.com so appropriate action can be taken.
The Service Provider takes reasonable administrative, technical, and physical measures to protect information processed by the Application.
Since most financial information is stored locally on your device, you are encouraged to protect your device using a secure screen lock, keep your operating system updated, and avoid sharing your device with unauthorized persons.
No method of electronic storage or transmission can be guaranteed to be completely secure.
Smart Expense Tracker is a personal expense management and budgeting tool. It is not a bank, payment service, investment platform, accounting service, financial institution, or financial advisor.
Information, calculations, categorizations, suggestions, reports, and insights provided by the Application are intended for informational and organizational purposes only.
Users should verify important financial information and seek professional advice where appropriate.
If a data breach affecting personal information occurs, the Service Provider will notify affected users where required by applicable law.
The Service Provider may update this Privacy Policy from time to time.
Material changes will be posted within the Application or on the Privacy Policy webpage with an updated effective date.
Previous versions may be made available upon request.
This Privacy Policy is effective as of 2026-09-15.
By downloading or using the Application, you consent to the collection and use of information as described in this Privacy Policy where consent is required by applicable law.
You may withdraw consent at any time where applicable.
If you have any questions regarding this Privacy Policy or the privacy practices of the Application, please contact the Service Provider at: